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Who Should See A Long-Term Care Consultant?

15 July 2022 by Byron Johnston

There are a number of factors to consider when thinking about whether or not to speak with a long-term care consultant. Some people may simply be curious about their options and want to explore all of the potential choices available to them, while others may have a more immediate need for care.

You never know what the future has in store. Here are some circumstances in which it may be beneficial to see a long-term care consultant.

You Are Nearing Retirement Age

Planning ahead is a great thing. If you are nearing retirement age, it's a good idea to start thinking about your long-term care options. These might include in-home care, assisted living, or a continuing care retirement community.

You Have a Family History of Illness or Disability

If you have a family history of illness or disability, meeting with a consultant is a good idea. They can help you plan for the possibility of assisted living or in-home care, for instance. Illnesses or disabilities that might prompt you to speak with a professional include Alzheimer's disease, dementia, Parkinson's disease, stroke, and cancer.

You Are Caring for a Loved One

If you are already caring for a loved one, you may want to explore your options for respite care. This would allow you to take a break from caregiving, while still ensuring that your loved one receives the care they need. Even if you are not struggling or asking for help now, you may in the future.

You Are Uncertain if Your Insurance Covers Long-Term Care

Some insurance policies will cover long-term care, while others will not. If you are uncertain about whether or not your policy covers long-term care, a consultant can help clear things up. You can get somebody to read through the fine print so you have realistic expectations. You can buy long-term care insurance if necessary.

You Are Moving to a Retirement Community

If you are moving to a retirement community, it's important to understand the different types of communities and what they offer. For example, some communities offer independent living, while others also offer assisted living or nursing care. It's important to choose the right community for your needs.

Long-Term Care Consultants Are There for Everybody

There is no "right" time to speak with a long-term care consultant. Whether you are 20 or 80, if you have questions about long-term care, these professionals can help. They can provide you with information, resources, and support so you can plan for the future.

Contact a long-term care consulting service for more information. 

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